Slate Legal Group - Atlanta, Georgia

Duane A.

I ended up needing debt relief assistance due to the COVID-19 pandemic that destroyed my new business start-up. I received a debt relief/consolidation advertisement from Slate Legal Group. After hearing an amazing sales pitch full of misleading information lacking full disclosure of how the program actually worked and how Slate Legal Group has great relationships with these creditors I joined the program enrolling 9 accounts. Since entering the program, one account went into litigation and still showed as an active litigation on my account as of 18 September 2024. I learned four days ago, the matter was settled in court with a summary judgment against me in April 2024. According to the court records, no one from Slate Legal showed up to court to represent me, I was not required to attend the court proceedings as I was assured by Slate Legal Group they would be present to provide my representation. One account shows an active payment plan in place with a remaining balance of $330. After researching a little more, the last payment made to the creditor was in November 2023, and I learned Slate Legal Group originally reported this debt was settled, until I brought it to their attention that the account wasn’t settled. I checked my account with Global Holdings and found there was sufficient funds in the account to pay the remaining balance. I was told that because the payment had lapsed due to insufficient funds in my account in November 2023, they would have to renegotiate a new settlement. I received no notification that the payment was not made, the account was delinquent, or a new negotiation was made. Three accounts were settled, however, each account was settled for an amount ranging from $300-$500 more than the original amount owed, the reasoning for the increased amount was the adjusted debt amount included late fees charged by the creditors. I terminated my contract with Slate Legal effective 18 September 2024, because of these mounting misrepresentations of the contract by Slate Legal Group and after learning of the Lawsuit against 40 of these type of companies, that have some affiliation by Slate Legal Group, by the Consumer Financial Protection Bureau (CFPB) and seven state attorneys general, where Slate Legal has enjoined the lawsuit as an external intervenor, because of their unlawful practice of the collection of fees before providing services model that Slate was using until the lawsuit. It is my understanding, that the court has placed a temporary restraining order on all parties in this lawsuit to stop all further negotiations for debt settlements on any account that has not already be negotiated, and are not allowed to collect fees until the resolution of this lawsuit. Slate Legal Group has not properly notified any of its clients of the on-going litigation it has enjoined. Per the contract agreement, Slate Legal Group was to provide its clients with settlement offers for the client’s approval. I have never received a settlement offer for my approval. Slate Legal approved them without my knowledge. I am waiting to join the class action lawsuit that will follow the CFPB lawsuit against these predatory debt relief companies. As of my termination date, I paid approximately $22,000 to Slate Legal Group who settled approximately $6268.72 of my enrolled debt. So, they collected approximately $15,000 in fees and did not provide the services IAW the contract! DO NOT USE THESE TYPES OF COMPANIES! All you are is a human ATM siphoning money from your bank account, until you wise up like I finally did and see the scheme for what it really is. Oddly enough, when I contacted Slate Legal Group to withdrawal from the program, I expected to be asked the reason for the withdrawal and any remedy to retain me as a customer. The reaction was completely the opposite. The agent politely said okay and went about the process of recording my termination of my contract. They seemed more then happy to see me terminate my contract with them.

Norman Y.

This group is nothing short of a SCAM group. They are worthless and should be put out of business. They ripped me off for over $10,000.00 and brought a credit score from 800 to 500 in just a few months. I am going to report them to BBB as well as the State General office.
DO NOT TRY TO DO BUSINESS WITH THIS GROUP. THEY ARE USELESS AND NOTHING SHORT OF A RIP OFF GROUP OF ARTIST! i WOULD GIVE THEM A RATING OF LESS THAN MINUS 10 IF I COULD.

Janet R.

I have been calling and calling this company. I am on the phone for over an hour stuck in the queue. No one has called me to update me about status of loan payments. In addition they keep taking money out of my account every month despite my term ending this year in June. I am currently in limbo and unsure if my last loan is going to get paid at all.

Miriam P.

There was no way, I would have been able to pay back 60,000 for less and in four years. They provided attorney service. They are very busy so it takes awhile for them to pick up but ultimately they did. They were timely with ending withdraws from my account when I graduated from the program. Very happy!

Shannon B.

Slate Legal Group is predatory and should be investigated by the State Attorney General and the Feds. They do not do what they claim to do. I am certain that they have covered themselves with technical, legal wording, but they certainly do NOT follow any ethical guidelines that are required by any lawyer I know - having to take an oath. Let's not even discuss the morals that they are lacking. They refused to provide my file when asked. I am paying you and I should be privy to ALL legal documents concerning my case. It's called trust but verify. If there was NOTHING to hide, my file would have handled over without question. I am waiting for the fallout from the company that should NOT be allowed to operate. It's a sad state of affairs when people are looking for help and are taken advantage of. Lesson learned.

William S.

As everybody else says they pay themselves first. First year and half you are paying fees while they do NOTHING!!! I got a summons from a credit card company. Called Slate about getting them to represent me 4 times. All I was told was that nobody had been assigned to it yet but they would escalate it up and someone would be in contact. Never heard back from them. Called again 2 days before court and was told they don’t go to court they assign a negotiation person. I reached a settlement with that creditor and set up payments outside of the plan because of the lack of follow up from Slate. Plus I just plain do not trust them at this point. Made Slate aware if the settlement and that I was taking care of it myself. Then Slate started taking additional funds from my bank account. When I called to ask why I was told that it was to pay the settlement with the creditor I had arranged. They then noticed I was paying it on my own and said that it was a clerical error. They refunded the funds which took 5 days to show back up in my account. I was also told the charge would not happen again. Guess what I was just charged again. I had to call them AGAIN to get it refunded which will take another 5-7 business days. I AGAIN was told that it is fixed and will not get charged again. We will see! Overall would not recommend them. They do not return calls. I asked if I would get a refund of fees since I handled the settlement myself and of course I am still waiting for the call to discuss that matter! I even had one representative hang up on me even though I did not curse at them. Even though I wanted to because they are no help. I’ve noticed that when you leave a bad review they say they will have someone contact you about your program I bet they don’t . That’s just PR BS
Well the owner said someone will contact me about my account. Still no contact. Like I said they don’t care. They got paid so they don’t care

Joni T.

This group is nothing but a rip off. They charge you fees ever month that they tell you after 3 months there are no fees. They don't cut any good deals with your creditors. When you have a court date they dont show up like they are supposed to.

Brett H.

Absolutely horrible company, this is a complete scam. I had to pause payments for 6 weeks due to the loss of my job while I searched for new employment. as soon as I tried to resume payments in April of this year I was given a complete run around numerous times week after week despite more than a dozen calls nothing was ever resolved. I was finally told that my program was cancelled due to no payments being made in 90 days despite numerous attempts to resume payments at 45 days and beyond.

This company is a complete joke nobody knows what they are doing and I would advise everyone to steer clear.